Siding replacement is a significant home improvement project that often comes with a high upfront cost. Financing helps make this investment more manageable by allowing homeowners to spread out payments over time. At Fairway Exteriors, we offer a range of financing options that support your budget and timeline. Our goal is to make it easier to upgrade to high-quality James Hardie siding while maintaining financial flexibility.

Why Financing Your Siding Replacement Makes Sense

We understand that home improvement projects, especially large ones like siding replacement, can be a significant expense. The good news is, financing options for siding replacement are becoming increasingly popular. In fact, nearly one in five of our clients chooses to finance their siding through us. Another third of our customers handle financing independently, often by tapping into home equity loans.

Common Reasons to Consider Financing

1. Avoiding Price Increases: With material costs and labor rates steadily increasing, postponing your project can mean paying thousands more. We’ve had clients who, by financing early, saved up to $4,000 simply by locking in today’s prices before a price hike.
2. Spreading Out Payments: Some homeowners want to upgrade their siding but prefer not to deplete their savings or disrupt other financial commitments, like contributing to a 529 plan or waiting for a tax refund or year-end bonus.
3. Handling Urgent Repairs: For homeowners with serious siding issues that can’t wait, financing can provide a lifeline. This allows them to avoid hiring cheaper, lower-quality contractors and ensures they get a durable and professional installation.

Popular Financing Options We Offer

We offer several financing options to fit a range of needs and budgets. Our most popular plan, used by a significant number of our clients, is the 18-month no-interest option. Here’s how it works:

1. 18-Month No-Interest Financing: As long as you qualify and pay off the balance within 18 months, you won’t pay any interest. This is an ideal option for those who plan to pay off the cost quickly without incurring extra charges.
2. Longer-Term Financing with Interest: For homeowners who need a longer timeline, we offer terms ranging from 84 to 120 months. While these options do include interest, they make it possible for homeowners to spread payments over several years, ensuring they don’t have to compromise on quality.

How Interest Rates Are Determined

Interest rates for siding replacement financing work similarly to those for buying a car or a house. Rates are set by major financial institutions and influenced by the bond market. Whether you finance through us or another provider, you’ll typically see similar rates across the board.

Benefits of Financing Through Fairway Exteriors

Choosing to finance your siding replacement with us comes with several key benefits:

1. Convenient and Fast Approval: Our financing partners offer quick approval processes, so you don’t have to delay your project.
2. Flexible Terms: Whether you want short-term, no-interest financing or longer-term plans, we’ll help you find the best fit for your financial situation.
3. Avoiding Compromises: With financing, you don’t have to cut corners or settle for inferior materials. You can choose high-quality James Hardie siding that will last for years to come.

Steps to Get Started with Financing

If you’re considering financing your siding replacement, here’s how you can get started:

1. Evaluate Your Budget: Determine how much you can comfortably afford to pay monthly.
2. Explore Financing Options: Contact us to learn about the different plans we offer and their qualification requirements.
3. Get Pre-Approved: We can help you with the pre-approval process, which typically takes just a few minutes.
4. Schedule Your Project: Once you’re approved, we can lock in today’s pricing and schedule your siding replacement at a time that works for you.

In Summary

Replacing your siding is a significant investment, but with the right financing options, it doesn’t have to be overwhelming. At Fairway Exteriors, we offer flexible financing solutions that help you get the siding your home needs without delay. Whether you’re looking to take advantage of our 18-month no-interest plan or need a longer-term solution, we’re here to guide you through the process.

Contact us today to learn more about financing options for siding replacement and how we can help you get started. Let’s protect and beautify your home with high-quality James Hardie siding.